Call reports 2004
FIRST NATIONAL BANK & TRUST — 2004
What FIRST NATIONAL BANK & TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,415,074,000 | 1,417,164,000 | 1,362,674,000 | 1,379,298,000 |
| Total loans | 784,418,000 | 802,937,000 | 810,028,000 | 789,658,000 |
| Allowance for loan losses | 14,023,000 | 15,236,000 | 15,133,000 | 13,612,000 |
| Securities available for sale | 455,143,000 | 488,470,000 | 422,879,000 | 403,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 911,880,000 | 886,519,000 | 879,883,000 | 846,964,000 |
| Interest-bearing deposits | 799,619,000 | 777,759,000 | 766,722,000 | 726,009,000 |
| Noninterest-bearing deposits | 112,261,000 | 108,760,000 | 113,161,000 | 120,955,000 |
| Equity capital | 146,721,000 | 136,437,000 | 145,243,000 | 142,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 15,089,000 | 30,334,000 | 45,611,000 | 60,851,000 |
| Interest expense | 6,798,000 | 13,209,000 | 19,550,000 | 25,981,000 |
| Net interest income | 8,291,000 | 17,125,000 | 26,061,000 | 34,870,000 |
| Noninterest income | 3,657,000 | 6,567,000 | 11,301,000 | 14,471,000 |
| Noninterest expense | 9,604,000 | 19,021,000 | 28,764,000 | 38,198,000 |
| Provision for loan losses | 1,800,000 | 3,600,000 | 5,400,000 | 7,200,000 |
| Pretax income | 542,000 | 1,069,000 | 3,618,000 | 4,356,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 542,000 | 1,069,000 | 3,618,000 | 4,356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 118,554,000 | 120,342,000 | 122,088,000 | 120,855,000 |
| Total capital | 129,818,000 | 131,623,000 | 133,328,000 | 131,855,000 |
| Risk-weighted assets | 892,487,000 | 897,371,000 | 890,949,000 | 873,440,000 |