Call reports 2003
FIRST NATIONAL BANK & TRUST — 2003
What FIRST NATIONAL BANK & TRUST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,428,439,000 | 1,558,743,000 | 1,492,492,000 | 1,459,333,000 |
| Total loans | 852,906,000 | 822,401,000 | 835,675,000 | 813,986,000 |
| Allowance for loan losses | 24,145,000 | 18,226,000 | 18,091,000 | 13,716,000 |
| Securities available for sale | 436,998,000 | 588,646,000 | 520,426,000 | 489,909,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 954,896,000 | 963,602,000 | 927,522,000 | 928,605,000 |
| Interest-bearing deposits | 842,562,000 | 841,493,000 | 823,405,000 | 814,254,000 |
| Noninterest-bearing deposits | 112,334,000 | 122,109,000 | 104,117,000 | 114,351,000 |
| Equity capital | 143,943,000 | 148,290,000 | 140,003,000 | 141,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 17,787,000 | 33,995,000 | 49,753,000 | 66,833,000 |
| Interest expense | 8,152,000 | 14,994,000 | 22,226,000 | 28,998,000 |
| Net interest income | 9,635,000 | 19,001,000 | 27,527,000 | 37,835,000 |
| Noninterest income | 5,163,000 | 8,474,000 | 12,086,000 | 14,842,000 |
| Noninterest expense | 9,403,000 | 19,202,000 | 28,663,000 | 39,617,000 |
| Provision for loan losses | 4,800,000 | 7,050,000 | 9,300,000 | 12,100,000 |
| Pretax income | 2,715,000 | 3,343,000 | 3,774,000 | 3,037,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,715,000 | 3,343,000 | 3,774,000 | 3,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 115,516,000 | 121,157,000 | 119,698,000 | 119,041,000 |
| Total capital | 127,736,000 | 133,393,000 | 131,568,000 | 130,728,000 |
| Risk-weighted assets | 958,769,000 | 963,896,000 | 936,726,000 | 929,609,000 |