Call reports 2002
FIRST NATIONAL BANK & TRUST — 2002
What FIRST NATIONAL BANK & TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,575,814,000 | 1,529,215,000 | 1,488,363,000 | 1,486,092,000 |
| Total loans | 1,042,747,000 | 1,031,719,000 | 988,958,000 | 924,110,000 |
| Allowance for loan losses | 17,030,000 | 18,288,000 | 16,187,000 | 21,382,000 |
| Securities available for sale | 339,872,000 | 327,662,000 | 318,331,000 | 381,200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,034,258,000 | 994,419,000 | 988,194,000 | 974,678,000 |
| Interest-bearing deposits | 914,806,000 | 891,747,000 | 883,013,000 | 858,887,000 |
| Noninterest-bearing deposits | 119,452,000 | 102,672,000 | 105,181,000 | 115,791,000 |
| Equity capital | 151,151,000 | 156,944,000 | 157,518,000 | 144,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 22,600,000 | 44,693,000 | 66,151,000 | 85,410,000 |
| Interest expense | 10,425,000 | 20,472,000 | 30,366,000 | 39,611,000 |
| Net interest income | 12,175,000 | 24,221,000 | 35,785,000 | 45,799,000 |
| Noninterest income | 3,639,000 | 7,104,000 | 10,997,000 | 15,418,000 |
| Noninterest expense | 9,507,000 | 18,604,000 | 27,280,000 | 36,393,000 |
| Provision for loan losses | 2,250,000 | 4,500,000 | 8,250,000 | 19,850,000 |
| Pretax income | 4,057,000 | 8,221,000 | 12,267,000 | 6,428,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,057,000 | 8,221,000 | 12,267,000 | 6,428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 123,261,000 | 119,743,000 | 124,275,000 | 118,910,000 |
| Total capital | 137,161,000 | 133,132,000 | 137,324,000 | 131,550,000 |
| Risk-weighted assets | 1,108,859,000 | 1,066,198,000 | 1,040,788,000 | 1,002,437,000 |