Call reports 2016
BANK SNB — 2016
What BANK SNB reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,351,994,000 | 2,394,466,000 | 2,460,617,000 | 2,468,717,000 |
| Total loans | 1,781,885,000 | 1,821,378,000 | 1,880,112,000 | 1,877,132,000 |
| Allowance for loan losses | 27,168,000 | 26,876,000 | 28,452,000 | 27,546,000 |
| Securities available for sale | 411,273,000 | 410,135,000 | 417,464,000 | 426,218,000 |
| Securities held to maturity | 11,757,000 | 12,161,000 | 10,474,000 | 10,443,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,912,099,000 | 1,914,095,000 | 1,961,056,000 | 1,956,485,000 |
| Interest-bearing deposits | 1,355,495,000 | 1,364,017,000 | 1,404,448,000 | 1,400,672,000 |
| Noninterest-bearing deposits | 556,604,000 | 550,078,000 | 556,608,000 | 555,813,000 |
| Equity capital | 309,166,000 | 310,902,000 | 309,960,000 | 315,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 22,045,000 | 44,088,000 | 66,397,000 | 89,132,000 |
| Interest expense | 1,623,000 | 3,399,000 | 5,317,000 | 7,363,000 |
| Net interest income | 20,422,000 | 40,689,000 | 61,080,000 | 81,769,000 |
| Noninterest income | 3,289,000 | 7,000,000 | 11,822,000 | 16,066,000 |
| Noninterest expense | 15,821,000 | 30,945,000 | 47,238,000 | 62,000,000 |
| Provision for loan losses | 4,375,000 | 4,385,000 | 6,098,000 | 4,769,000 |
| Pretax income | 3,641,000 | 12,650,000 | 19,860,000 | 31,360,000 |
| Income tax | 1,304,000 | 4,477,000 | 6,993,000 | 11,190,000 |
| Net income | 2,337,000 | 8,173,000 | 12,867,000 | 20,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 293,533,000 | 294,435,000 | 293,629,000 | 301,023,000 |
| Total capital | 321,410,000 | 321,720,000 | 321,714,000 | 328,681,000 |
| Risk-weighted assets | 2,223,397,000 | 2,176,316,000 | 2,238,534,000 | 2,202,904,000 |