Call reports 2015
BANK SNB — 2015
What BANK SNB reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,993,988,000 | 2,023,162,000 | 2,051,435,000 | 2,347,789,000 |
| Total loans | 1,438,246,000 | 1,449,430,000 | 1,548,094,000 | 1,779,429,000 |
| Allowance for loan losses | 27,250,000 | 26,219,000 | 26,593,000 | 26,106,000 |
| Securities available for sale | 365,396,000 | 361,142,000 | 374,838,000 | 400,330,000 |
| Securities held to maturity | 11,393,000 | 11,364,000 | 12,954,000 | 11,797,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,658,802,000 | 1,666,991,000 | 1,667,544,000 | 1,919,144,000 |
| Interest-bearing deposits | 1,142,341,000 | 1,142,141,000 | 1,131,454,000 | 1,312,430,000 |
| Noninterest-bearing deposits | 516,461,000 | 524,850,000 | 536,090,000 | 606,714,000 |
| Equity capital | 266,810,000 | 270,493,000 | 275,782,000 | 305,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 17,212,000 | 34,663,000 | 52,877,000 | 74,460,000 |
| Interest expense | 1,071,000 | 2,187,000 | 3,359,000 | 4,825,000 |
| Net interest income | 16,141,000 | 32,476,000 | 49,518,000 | 69,635,000 |
| Noninterest income | 2,894,000 | 6,165,000 | 10,220,000 | 14,393,000 |
| Noninterest expense | 12,990,000 | 26,683,000 | 40,507,000 | 57,364,000 |
| Provision for loan losses | -1,887,000 | -3,023,000 | -3,000,000 | -3,566,000 |
| Pretax income | 7,932,000 | 14,981,000 | 22,231,000 | 30,230,000 |
| Income tax | 2,990,000 | 5,457,000 | 8,065,000 | 10,963,000 |
| Net income | 4,942,000 | 9,524,000 | 14,166,000 | 19,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 263,547,000 | 268,333,000 | 273,232,000 | 291,125,000 |
| Total capital | 285,247,000 | 290,626,000 | 296,890,000 | 317,865,000 |
| Risk-weighted assets | 1,725,495,000 | 1,772,442,000 | 1,882,811,000 | 2,132,882,000 |