Call reports 2014
BANK SNB — 2014
What BANK SNB reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,997,348,000 | 1,872,047,000 | 1,886,202,000 | 1,930,320,000 |
| Total loans | 1,318,983,000 | 1,351,094,000 | 1,367,389,000 | 1,399,991,000 |
| Allowance for loan losses | 34,926,000 | 33,083,000 | 30,917,000 | 28,452,000 |
| Securities available for sale | 373,044,000 | 371,957,000 | 356,649,000 | 352,473,000 |
| Securities held to maturity | 10,700,000 | 10,682,000 | 10,663,000 | 12,362,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,641,303,000 | 1,499,507,000 | 1,527,250,000 | 1,560,861,000 |
| Interest-bearing deposits | 1,159,141,000 | 1,061,236,000 | 1,070,621,000 | 1,055,700,000 |
| Noninterest-bearing deposits | 482,162,000 | 438,270,000 | 456,629,000 | 505,161,000 |
| Equity capital | 261,321,000 | 269,269,000 | 274,481,000 | 280,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 17,757,000 | 35,977,000 | 53,426,000 | 71,572,000 |
| Interest expense | 1,254,000 | 2,418,000 | 3,518,000 | 4,586,000 |
| Net interest income | 16,503,000 | 33,559,000 | 49,908,000 | 66,986,000 |
| Noninterest income | 3,026,000 | 10,652,000 | 14,045,000 | 17,500,000 |
| Noninterest expense | 14,126,000 | 29,220,000 | 42,777,000 | 56,816,000 |
| Provision for loan losses | -986,000 | -1,341,000 | -4,238,000 | -6,624,000 |
| Pretax income | 6,524,000 | 17,096,000 | 26,178,000 | 35,058,000 |
| Income tax | 2,474,000 | 6,445,000 | 9,869,000 | 13,217,000 |
| Net income | 4,050,000 | 10,651,000 | 16,309,000 | 21,841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 254,404,000 | 263,513,000 | 272,772,000 | 278,214,000 |
| Total capital | 273,374,000 | 282,916,000 | 292,482,000 | 298,224,000 |
| Risk-weighted assets | 1,493,935,000 | 1,530,866,000 | 1,558,144,000 | 1,585,182,000 |