Call reports 2013
BANK SNB — 2013
What BANK SNB reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,764,632,000 | 1,723,196,000 | 1,662,126,000 | 1,966,857,000 |
| Total loans | 1,155,435,000 | 1,156,110,000 | 1,149,311,000 | 1,269,091,000 |
| Allowance for loan losses | 39,000,000 | 37,293,000 | 37,088,000 | 36,664,000 |
| Securities available for sale | 289,787,000 | 295,343,000 | 308,724,000 | 378,068,000 |
| Securities held to maturity | 11,777,000 | 11,758,000 | 11,739,000 | 11,720,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,429,066,000 | 1,382,226,000 | 1,347,209,000 | 1,599,518,000 |
| Interest-bearing deposits | 1,087,203,000 | 1,038,360,000 | 989,351,000 | 1,146,289,000 |
| Noninterest-bearing deposits | 341,863,000 | 343,866,000 | 357,858,000 | 453,228,000 |
| Equity capital | 247,794,000 | 248,986,000 | 233,497,000 | 273,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 16,157,000 | 31,787,000 | 47,387,000 | 73,536,000 |
| Interest expense | 1,763,000 | 3,344,000 | 4,771,000 | 6,781,000 |
| Net interest income | 14,394,000 | 28,443,000 | 42,616,000 | 66,755,000 |
| Noninterest income | 4,787,000 | 10,392,000 | 14,038,000 | 18,970,000 |
| Noninterest expense | 13,841,000 | 26,893,000 | 38,249,000 | 59,469,000 |
| Provision for loan losses | 60,000 | -90,000 | -579,000 | -7,209,000 |
| Pretax income | 5,280,000 | 12,032,000 | 18,984,000 | 33,465,000 |
| Income tax | 2,280,000 | 4,593,000 | 7,218,000 | 12,782,000 |
| Net income | 3,000,000 | 7,439,000 | 11,766,000 | 20,683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 232,037,000 | 237,086,000 | 223,841,000 | 266,929,000 |
| Total capital | 263,221,000 | 268,288,000 | 240,254,000 | 285,195,000 |
| Risk-weighted assets | 1,265,298,000 | 1,267,831,000 | 1,284,889,000 | 1,435,621,000 |