Call reports 2012
BANK SNB — 2012
What BANK SNB reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,936,031,000 | 1,923,348,000 | 1,827,212,000 | 1,791,565,000 |
| Total loans | 1,455,494,000 | 1,372,788,000 | 1,312,757,000 | 1,204,548,000 |
| Allowance for loan losses | 40,951,000 | 40,379,000 | 40,156,000 | 42,769,000 |
| Securities available for sale | 270,975,000 | 277,934,000 | 305,768,000 | 300,988,000 |
| Securities held to maturity | 12,981,000 | 12,962,000 | 12,942,000 | 12,797,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,566,751,000 | 1,535,257,000 | 1,497,675,000 | 1,456,640,000 |
| Interest-bearing deposits | 1,232,916,000 | 1,184,147,000 | 1,136,757,000 | 1,109,235,000 |
| Noninterest-bearing deposits | 333,835,000 | 351,110,000 | 360,918,000 | 347,405,000 |
| Equity capital | 296,972,000 | 301,766,000 | 243,639,000 | 245,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 22,136,000 | 43,007,000 | 62,624,000 | 80,575,000 |
| Interest expense | 2,934,000 | 5,543,000 | 7,875,000 | 9,988,000 |
| Net interest income | 19,202,000 | 37,464,000 | 54,749,000 | 70,587,000 |
| Noninterest income | 4,001,000 | 7,649,000 | 11,746,000 | 16,081,000 |
| Noninterest expense | 12,696,000 | 26,754,000 | 39,149,000 | 54,552,000 |
| Provision for loan losses | 2,293,000 | 2,523,000 | 674,000 | 3,305,000 |
| Pretax income | 8,214,000 | 15,871,000 | 26,707,000 | 29,648,000 |
| Income tax | 3,117,000 | 6,044,000 | 10,329,000 | 11,274,000 |
| Net income | 5,097,000 | 9,827,000 | 16,378,000 | 18,374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 273,838,000 | 281,509,000 | 224,294,000 | 226,283,000 |
| Total capital | 308,963,000 | 315,887,000 | 257,636,000 | 258,771,000 |
| Risk-weighted assets | 1,583,641,000 | 1,523,530,000 | 1,439,790,000 | 1,367,377,000 |