Call reports 2011
BANK SNB — 2011
What BANK SNB reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 2,419,467,000 | 2,332,691,000 | 2,244,220,000 | 2,039,239,000 |
| Total loans | 2,083,023,000 | 2,005,835,000 | 1,858,844,000 | 1,551,444,000 |
| Allowance for loan losses | 56,071,000 | 49,607,000 | 60,177,000 | 39,762,000 |
| Securities available for sale | 210,583,000 | 215,977,000 | 218,364,000 | 223,072,000 |
| Securities held to maturity | 13,041,000 | 15,419,000 | 15,398,000 | 15,252,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,959,437,000 | 1,862,233,000 | 1,790,527,000 | 1,673,765,000 |
| Interest-bearing deposits | 1,647,690,000 | 1,531,946,000 | 1,467,630,000 | 1,342,404,000 |
| Noninterest-bearing deposits | 311,747,000 | 330,287,000 | 322,897,000 | 331,361,000 |
| Equity capital | 354,208,000 | 356,110,000 | 349,030,000 | 291,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 28,431,000 | 55,988,000 | 82,289,000 | 105,871,000 |
| Interest expense | 5,205,000 | 9,860,000 | 13,859,000 | 17,287,000 |
| Net interest income | 23,226,000 | 46,128,000 | 68,430,000 | 88,584,000 |
| Noninterest income | 3,833,000 | 8,375,000 | 12,538,000 | -8,667,000 |
| Noninterest expense | 13,989,000 | 27,559,000 | 43,362,000 | 56,775,000 |
| Provision for loan losses | 8,461,000 | 23,657,000 | 47,349,000 | 124,721,000 |
| Pretax income | 4,609,000 | 3,287,000 | -9,743,000 | -101,579,000 |
| Income tax | 1,853,000 | 222,000 | -4,321,000 | -39,549,000 |
| Net income | 2,756,000 | 3,065,000 | -5,422,000 | -62,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 351,485,000 | 351,839,000 | 343,233,000 | 276,416,000 |
| Total capital | 394,433,000 | 393,795,000 | 383,781,000 | 312,866,000 |
| Risk-weighted assets | 2,201,121,000 | 2,128,903,000 | 2,004,614,000 | 1,692,936,000 |