Call reports 2010
BANK SNB — 2010
What BANK SNB reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 2,701,070,000 | 2,644,822,000 | 2,547,707,000 | 2,467,385,000 |
| Total loans | 2,360,702,000 | 2,325,885,000 | 2,245,204,000 | 2,160,890,000 |
| Allowance for loan losses | 61,161,000 | 62,816,000 | 67,843,000 | 54,228,000 |
| Securities available for sale | 205,377,000 | 208,253,000 | 197,260,000 | 212,553,000 |
| Securities held to maturity | 6,670,000 | 6,670,000 | 9,093,000 | 14,304,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,254,013,000 | 2,184,560,000 | 2,092,590,000 | 2,001,194,000 |
| Interest-bearing deposits | 1,983,083,000 | 1,904,982,000 | 1,814,057,000 | 1,677,063,000 |
| Noninterest-bearing deposits | 270,930,000 | 279,578,000 | 278,533,000 | 324,131,000 |
| Equity capital | 319,138,000 | 345,925,000 | 348,527,000 | 351,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 32,304,000 | 64,349,000 | 95,270,000 | 125,832,000 |
| Interest expense | 8,009,000 | 15,323,000 | 22,054,000 | 27,988,000 |
| Net interest income | 24,295,000 | 49,026,000 | 73,216,000 | 97,844,000 |
| Noninterest income | 3,804,000 | 7,610,000 | 11,765,000 | 15,930,000 |
| Noninterest expense | 13,284,000 | 26,963,000 | 40,568,000 | 55,655,000 |
| Provision for loan losses | 6,527,000 | 13,589,000 | 24,417,000 | 30,987,000 |
| Pretax income | 8,288,000 | 16,110,000 | 22,629,000 | 29,765,000 |
| Income tax | 3,321,000 | 6,412,000 | 8,725,000 | 10,896,000 |
| Net income | 4,967,000 | 9,698,000 | 13,904,000 | 18,869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 314,644,000 | 339,292,000 | 343,624,000 | 348,685,000 |
| Total capital | 361,570,000 | 385,563,000 | 388,516,000 | 392,633,000 |
| Risk-weighted assets | 2,513,023,000 | 2,457,861,000 | 2,345,024,000 | 2,281,065,000 |