Call reports 2009
BANK SNB — 2009
What BANK SNB reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 2,791,738,000 | 2,709,685,000 | 2,712,596,000 | 2,746,513,000 |
| Total loans | 2,502,146,000 | 2,463,807,000 | 2,452,725,000 | 2,371,276,000 |
| Allowance for loan losses | 44,507,000 | 49,430,000 | 54,981,000 | 59,334,000 |
| Securities available for sale | 140,052,000 | 181,496,000 | 199,289,000 | 203,528,000 |
| Securities held to maturity | 7,344,000 | 6,795,000 | 6,795,000 | 6,670,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,218,853,000 | 2,180,603,000 | 2,185,949,000 | 2,288,976,000 |
| Interest-bearing deposits | 1,970,563,000 | 1,936,982,000 | 1,928,847,000 | 2,013,153,000 |
| Noninterest-bearing deposits | 248,290,000 | 243,621,000 | 257,102,000 | 275,823,000 |
| Equity capital | 305,488,000 | 309,598,000 | 312,003,000 | 312,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 33,730,000 | 69,219,000 | 102,416,000 | 135,780,000 |
| Interest expense | 12,729,000 | 24,269,000 | 34,101,000 | 42,810,000 |
| Net interest income | 21,001,000 | 44,950,000 | 68,315,000 | 92,970,000 |
| Noninterest income | 3,935,000 | 7,844,000 | 11,393,000 | 15,872,000 |
| Noninterest expense | 13,699,000 | 27,015,000 | 40,149,000 | 53,865,000 |
| Provision for loan losses | 10,387,000 | 16,852,000 | 26,618,000 | 36,862,000 |
| Pretax income | 3,613,000 | 11,683,000 | 15,697,000 | 20,870,000 |
| Income tax | 1,448,000 | 4,424,000 | 6,082,000 | 7,776,000 |
| Net income | 2,165,000 | 7,259,000 | 9,615,000 | 13,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 302,275,000 | 306,412,000 | 307,377,000 | 309,530,000 |
| Total capital | 352,041,000 | 355,362,000 | 355,677,000 | 357,219,000 |
| Risk-weighted assets | 2,761,906,000 | 2,695,096,000 | 2,634,356,000 | 2,580,320,000 |