Call reports 2007
BANK SNB — 2007
What BANK SNB reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 2,117,295,000 | 2,117,313,000 | 2,240,530,000 | 2,422,395,000 |
| Total loans | 1,731,838,000 | 1,797,363,000 | 1,920,416,000 | 2,117,783,000 |
| Allowance for loan losses | 27,275,000 | 27,519,000 | 27,524,000 | 28,734,000 |
| Securities available for sale | 221,701,000 | 223,652,000 | 229,722,000 | 200,238,000 |
| Securities held to maturity | 4,332,000 | 5,334,000 | 5,335,000 | 5,838,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,753,323,000 | 1,777,652,000 | 1,797,647,000 | 1,941,554,000 |
| Interest-bearing deposits | 1,510,908,000 | 1,539,741,000 | 1,558,970,000 | 1,706,419,000 |
| Noninterest-bearing deposits | 242,415,000 | 237,911,000 | 238,677,000 | 235,135,000 |
| Equity capital | 212,641,000 | 218,772,000 | 225,396,000 | 228,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 41,710,000 | 82,965,000 | 126,129,000 | 170,048,000 |
| Interest expense | 19,040,000 | 37,740,000 | 57,667,000 | 78,528,000 |
| Net interest income | 22,670,000 | 45,225,000 | 68,462,000 | 91,520,000 |
| Noninterest income | 3,984,000 | 7,653,000 | 11,452,000 | 15,536,000 |
| Noninterest expense | 15,782,000 | 29,583,000 | 44,176,000 | 60,326,000 |
| Provision for loan losses | 1,851,000 | 3,791,000 | 5,522,000 | 7,898,000 |
| Pretax income | 9,021,000 | 21,423,000 | 32,137,000 | 40,755,000 |
| Income tax | 3,422,000 | 8,149,000 | 12,237,000 | 15,575,000 |
| Net income | 5,599,000 | 13,274,000 | 19,900,000 | 25,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 210,661,000 | 216,909,000 | 222,419,000 | 225,243,000 |
| Total capital | 235,506,000 | 243,565,000 | 251,478,000 | 256,752,000 |
| Risk-weighted assets | 1,922,714,000 | 2,071,045,000 | 2,271,345,000 | 2,493,852,000 |