Call reports 2006
BANK SNB — 2006
What BANK SNB reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 2,065,687,000 | 2,108,113,000 | 2,078,842,000 | 2,086,414,000 |
| Total loans | 1,729,155,000 | 1,730,192,000 | 1,751,247,000 | 1,741,657,000 |
| Allowance for loan losses | 24,365,000 | 25,944,000 | 27,639,000 | 26,850,000 |
| Securities available for sale | 220,185,000 | 217,873,000 | 221,123,000 | 220,364,000 |
| Securities held to maturity | 1,534,000 | 1,628,000 | 1,629,000 | 1,630,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,665,559,000 | 1,720,180,000 | 1,693,829,000 | 1,711,314,000 |
| Interest-bearing deposits | 1,441,066,000 | 1,492,974,000 | 1,456,200,000 | 1,468,533,000 |
| Noninterest-bearing deposits | 224,493,000 | 227,206,000 | 237,629,000 | 242,781,000 |
| Equity capital | 182,764,000 | 189,576,000 | 202,863,000 | 208,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 38,117,000 | 78,633,000 | 121,028,000 | 164,244,000 |
| Interest expense | 16,007,000 | 33,751,000 | 52,559,000 | 71,886,000 |
| Net interest income | 22,110,000 | 44,882,000 | 68,469,000 | 92,358,000 |
| Noninterest income | 4,227,000 | 9,063,000 | 13,044,000 | 17,240,000 |
| Noninterest expense | 12,222,000 | 25,357,000 | 38,410,000 | 53,255,000 |
| Provision for loan losses | 2,425,000 | 5,739,000 | 8,723,000 | 11,272,000 |
| Pretax income | 11,690,000 | 22,849,000 | 34,436,000 | 45,651,000 |
| Income tax | 4,290,000 | 8,126,000 | 12,343,000 | 16,471,000 |
| Net income | 7,400,000 | 14,723,000 | 22,093,000 | 29,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 186,083,000 | 193,394,000 | 202,164,000 | 207,756,000 |
| Total capital | 207,995,000 | 216,089,000 | 225,696,000 | 232,311,000 |
| Risk-weighted assets | 1,747,388,000 | 1,809,304,000 | 1,849,184,000 | 1,918,682,000 |