Call reports 2002
BANK SNB — 2002
What BANK SNB reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,216,148,000 | 1,270,078,000 | 1,295,525,000 | 1,346,795,000 |
| Total loans | 955,315,000 | 1,007,745,000 | 1,045,750,000 | 1,101,019,000 |
| Allowance for loan losses | 11,227,000 | 12,151,000 | 12,056,000 | 11,888,000 |
| Securities available for sale | 151,657,000 | 161,214,000 | 145,404,000 | 145,027,000 |
| Securities held to maturity | 46,499,000 | 38,904,000 | 34,400,000 | 31,154,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 937,243,000 | 1,001,132,000 | 1,031,718,000 | 1,023,620,000 |
| Interest-bearing deposits | 897,387,000 | 955,143,000 | 988,049,000 | 972,788,000 |
| Noninterest-bearing deposits | 39,856,000 | 45,989,000 | 43,669,000 | 50,832,000 |
| Equity capital | 108,530,000 | 111,963,000 | 114,740,000 | 117,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 18,952,000 | 38,322,000 | 57,449,000 | 76,459,000 |
| Interest expense | 7,319,000 | 14,405,000 | 21,500,000 | 28,278,000 |
| Net interest income | 11,633,000 | 23,917,000 | 35,949,000 | 48,181,000 |
| Noninterest income | 2,552,000 | 5,346,000 | 8,516,000 | 12,069,000 |
| Noninterest expense | 7,586,000 | 15,594,000 | 23,765,000 | 32,489,000 |
| Provision for loan losses | 1,250,000 | 2,372,000 | 3,947,000 | 5,297,000 |
| Pretax income | 5,351,000 | 11,299,000 | 16,983,000 | 22,791,000 |
| Income tax | 1,836,000 | 3,843,000 | 5,659,000 | 7,491,000 |
| Net income | 3,515,000 | 7,456,000 | 11,324,000 | 15,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,749,000 | 109,080,000 | 111,966,000 | 115,185,000 |
| Total capital | 117,976,000 | 121,231,000 | 124,022,000 | 127,073,000 |
| Risk-weighted assets | 983,537,000 | 1,044,327,000 | 1,079,596,000 | 1,143,413,000 |