Call reports 2001
BANK SNB — 2001
What BANK SNB reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 1,218,419,000 | 1,239,401,000 | 1,223,933,000 | 1,213,652,000 |
| Total loans | 931,561,000 | 949,550,000 | 932,085,000 | 931,046,000 |
| Allowance for loan losses | 12,167,000 | 12,687,000 | 11,189,000 | 11,492,000 |
| Securities available for sale | 162,936,000 | 164,376,000 | 173,089,000 | 164,090,000 |
| Securities held to maturity | 61,391,000 | 55,169,000 | 51,555,000 | 49,893,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 951,612,000 | 912,813,000 | 930,706,000 | 906,256,000 |
| Interest-bearing deposits | 906,396,000 | 869,595,000 | 893,277,000 | 861,384,000 |
| Noninterest-bearing deposits | 45,216,000 | 43,218,000 | 37,429,000 | 44,872,000 |
| Equity capital | 97,957,000 | 100,644,000 | 105,091,000 | 106,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 24,623,000 | 48,128,000 | 70,482,000 | 90,349,000 |
| Interest expense | 14,201,000 | 26,758,000 | 38,003,000 | 46,529,000 |
| Net interest income | 10,422,000 | 21,370,000 | 32,479,000 | 43,820,000 |
| Noninterest income | 2,157,000 | 4,676,000 | 7,572,000 | 10,419,000 |
| Noninterest expense | 7,184,000 | 14,827,000 | 22,752,000 | 30,766,000 |
| Provision for loan losses | 825,000 | 1,950,000 | 2,850,000 | 4,000,000 |
| Pretax income | 4,621,000 | 9,516,000 | 14,784,000 | 19,834,000 |
| Income tax | 1,582,000 | 3,141,000 | 4,754,000 | 6,387,000 |
| Net income | 3,039,000 | 6,375,000 | 10,030,000 | 13,447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,298,000 | 98,618,000 | 101,468,000 | 104,374,000 |
| Total capital | 107,969,000 | 110,489,000 | 112,657,000 | 115,866,000 |
| Risk-weighted assets | 933,185,000 | 948,895,000 | 945,210,000 | 961,842,000 |