Call reports 2020
NATIONAL UNITED — 2020
What NATIONAL UNITED reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 667,049,000 | 735,723,000 | 748,640,000 | 752,329,000 |
| Total loans | 433,528,000 | 443,572,000 | 450,564,000 | 446,038,000 |
| Allowance for loan losses | 6,322,000 | 6,947,000 | 7,171,000 | 7,348,000 |
| Securities available for sale | 115,599,000 | 121,114,000 | 128,750,000 | 144,050,000 |
| Securities held to maturity | 2,588,000 | 2,519,000 | 2,339,000 | 2,314,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 594,297,000 | 662,057,000 | 672,459,000 | 676,742,000 |
| Interest-bearing deposits | 454,409,000 | 488,168,000 | 496,650,000 | 508,509,000 |
| Noninterest-bearing deposits | 139,888,000 | 173,889,000 | 175,809,000 | 168,233,000 |
| Equity capital | 71,406,000 | 72,471,000 | 74,763,000 | 74,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,280,000 | 14,172,000 | 21,040,000 | 27,750,000 |
| Interest expense | 728,000 | 1,424,000 | 2,104,000 | 2,716,000 |
| Net interest income | 6,552,000 | 12,748,000 | 18,936,000 | 25,034,000 |
| Noninterest income | 985,000 | 1,906,000 | 4,436,000 | 5,424,000 |
| Noninterest expense | 5,118,000 | 10,083,000 | 15,141,000 | 21,164,000 |
| Provision for loan losses | 299,000 | 989,000 | 1,208,000 | 1,342,000 |
| Pretax income | 2,120,000 | 3,582,000 | 7,023,000 | 7,952,000 |
| Income tax | 416,000 | 875,000 | 1,372,000 | 1,548,000 |
| Net income | 1,704,000 | 2,707,000 | 5,651,000 | 6,404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,523,000 | 70,817,000 | 73,052,000 | 73,096,000 |
| Total capital | 76,845,000 | 77,165,000 | 79,809,000 | 79,774,000 |
| Risk-weighted assets | 507,045,000 | 507,235,000 | 540,149,000 | 533,542,000 |