Call reports 2019
NATIONAL UNITED — 2019
What NATIONAL UNITED reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 634,496,000 | 631,277,000 | 644,643,000 | 646,005,000 |
| Total loans | 390,625,000 | 400,545,000 | 408,476,000 | 422,609,000 |
| Allowance for loan losses | 5,476,000 | 5,735,000 | 5,927,000 | 6,101,000 |
| Securities available for sale | 143,615,000 | 137,909,000 | 128,943,000 | 123,060,000 |
| Securities held to maturity | 2,821,000 | 2,546,000 | 2,582,000 | 2,554,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 567,752,000 | 562,730,000 | 574,707,000 | 574,867,000 |
| Interest-bearing deposits | 528,393,000 | 523,801,000 | 537,132,000 | 536,634,000 |
| Noninterest-bearing deposits | 39,359,000 | 38,929,000 | 37,575,000 | 38,233,000 |
| Equity capital | 65,908,000 | 67,553,000 | 68,477,000 | 69,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,713,000 | 13,713,000 | 20,979,000 | 28,274,000 |
| Interest expense | 714,000 | 1,555,000 | 2,387,000 | 3,173,000 |
| Net interest income | 5,999,000 | 12,158,000 | 18,592,000 | 25,101,000 |
| Noninterest income | 995,000 | 2,030,000 | 3,165,000 | 4,167,000 |
| Noninterest expense | 5,037,000 | 10,286,000 | 15,406,000 | 20,393,000 |
| Provision for loan losses | 446,000 | 747,000 | 972,000 | 1,183,000 |
| Pretax income | 1,511,000 | 3,155,000 | 5,379,000 | 7,692,000 |
| Income tax | 268,000 | 569,000 | 997,000 | 1,451,000 |
| Net income | 1,243,000 | 2,586,000 | 4,382,000 | 6,241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,658,000 | 67,292,000 | 68,378,000 | 69,528,000 |
| Total capital | 72,134,000 | 73,027,000 | 74,305,000 | 75,629,000 |
| Risk-weighted assets | 464,889,000 | 473,726,000 | 499,968,000 | 505,552,000 |