Call reports 2018
NATIONAL UNITED — 2018
What NATIONAL UNITED reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 637,042,000 | 622,255,000 | 619,390,000 | 604,026,000 |
| Total loans | 352,113,000 | 354,524,000 | 366,604,000 | 378,218,000 |
| Allowance for loan losses | 4,954,000 | 5,108,000 | 5,276,000 | 5,034,000 |
| Securities available for sale | 158,103,000 | 172,500,000 | 161,252,000 | 159,203,000 |
| Securities held to maturity | 3,180,000 | 2,942,000 | 2,815,000 | 2,803,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 574,482,000 | 558,887,000 | 554,614,000 | 538,417,000 |
| Interest-bearing deposits | 538,323,000 | 520,606,000 | 519,018,000 | 503,960,000 |
| Noninterest-bearing deposits | 36,159,000 | 38,281,000 | 35,596,000 | 34,457,000 |
| Equity capital | 61,958,000 | 62,607,000 | 63,640,000 | 64,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,777,000 | 11,861,000 | 18,266,000 | 24,841,000 |
| Interest expense | 406,000 | 932,000 | 1,484,000 | 2,086,000 |
| Net interest income | 5,371,000 | 10,929,000 | 16,782,000 | 22,755,000 |
| Noninterest income | 906,000 | 2,013,000 | 3,533,000 | 4,593,000 |
| Noninterest expense | 4,745,000 | 9,436,000 | 14,376,000 | 19,218,000 |
| Provision for loan losses | 408,000 | 561,000 | 792,000 | 1,511,000 |
| Pretax income | 1,124,000 | 2,945,000 | 5,147,000 | 6,619,000 |
| Income tax | 159,000 | 466,000 | 773,000 | 1,024,000 |
| Net income | 965,000 | 2,479,000 | 4,374,000 | 5,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,621,000 | 64,426,000 | 65,612,000 | 66,124,000 |
| Total capital | 68,575,000 | 69,534,000 | 70,888,000 | 71,158,000 |
| Risk-weighted assets | 436,502,000 | 417,659,000 | 443,681,000 | 451,568,000 |