Call reports 2017
NATIONAL UNITED — 2017
What NATIONAL UNITED reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 649,207,000 | 642,243,000 | 642,923,000 | 619,025,000 |
| Total loans | 318,289,000 | 304,288,000 | 315,369,000 | 331,545,000 |
| Allowance for loan losses | 4,727,000 | 4,676,000 | 4,604,000 | 4,681,000 |
| Securities available for sale | 139,079,000 | 141,873,000 | 140,628,000 | 155,124,000 |
| Securities held to maturity | 10,673,000 | 9,440,000 | 7,454,000 | 6,177,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 585,780,000 | 578,182,000 | 578,156,000 | 555,930,000 |
| Interest-bearing deposits | 548,658,000 | 543,017,000 | 545,490,000 | 524,268,000 |
| Noninterest-bearing deposits | 37,122,000 | 35,165,000 | 32,666,000 | 31,662,000 |
| Equity capital | 62,652,000 | 63,285,000 | 63,771,000 | 62,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,340,000 | 10,639,000 | 16,014,000 | 21,537,000 |
| Interest expense | 416,000 | 839,000 | 1,255,000 | 1,660,000 |
| Net interest income | 4,924,000 | 9,800,000 | 14,759,000 | 19,877,000 |
| Noninterest income | 1,000,000 | 2,052,000 | 3,221,000 | 3,991,000 |
| Noninterest expense | 4,371,000 | 8,857,000 | 13,298,000 | 18,067,000 |
| Provision for loan losses | 170,000 | 195,000 | 325,000 | 480,000 |
| Pretax income | 1,383,000 | 2,800,000 | 4,360,000 | 5,324,000 |
| Income tax | 348,000 | 704,000 | 1,105,000 | 1,999,000 |
| Net income | 1,035,000 | 2,096,000 | 3,255,000 | 3,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,952,000 | 63,303,000 | 63,771,000 | 63,115,000 |
| Total capital | 67,679,000 | 67,979,000 | 68,375,000 | 67,796,000 |
| Risk-weighted assets | 394,169,000 | 377,048,000 | 388,173,000 | 387,334,000 |