Call reports 2014
NATIONAL UNITED — 2014
What NATIONAL UNITED reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 545,770,000 | 559,771,000 | 558,448,000 | 575,784,000 |
| Total loans | 311,580,000 | 326,431,000 | 340,019,000 | 354,491,000 |
| Allowance for loan losses | 6,109,000 | 6,256,000 | 6,392,000 | 6,485,000 |
| Securities available for sale | 158,594,000 | 155,083,000 | 147,243,000 | 144,318,000 |
| Securities held to maturity | 15,937,000 | 15,079,000 | 14,403,000 | 14,737,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 478,354,000 | 501,335,000 | 499,691,000 | 516,317,000 |
| Interest-bearing deposits | 447,900,000 | 470,722,000 | 469,423,000 | 487,024,000 |
| Noninterest-bearing deposits | 30,454,000 | 30,613,000 | 30,268,000 | 29,293,000 |
| Equity capital | 56,417,000 | 57,155,000 | 57,692,000 | 58,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,238,000 | 10,582,000 | 16,101,000 | 21,755,000 |
| Interest expense | 400,000 | 800,000 | 1,209,000 | 1,623,000 |
| Net interest income | 4,838,000 | 9,782,000 | 14,892,000 | 20,132,000 |
| Noninterest income | 1,074,000 | 2,084,000 | 3,262,000 | 4,268,000 |
| Noninterest expense | 4,127,000 | 8,151,000 | 12,261,000 | 16,415,000 |
| Provision for loan losses | 46,000 | 390,000 | 647,000 | 976,000 |
| Pretax income | 1,739,000 | 3,325,000 | 5,246,000 | 7,009,000 |
| Income tax | 465,000 | 836,000 | 1,398,000 | 1,761,000 |
| Net income | 1,274,000 | 2,489,000 | 3,848,000 | 5,248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,220,000 | 56,726,000 | 57,375,000 | 58,067,000 |
| Total capital | 60,338,000 | 60,948,000 | 61,794,000 | 62,638,000 |
| Risk-weighted assets | 327,437,000 | 335,789,000 | 351,518,000 | 363,788,000 |