Call reports 2013
NATIONAL UNITED — 2013
What NATIONAL UNITED reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 519,596,000 | 542,686,000 | 541,629,000 | 534,882,000 |
| Total loans | 288,073,000 | 297,552,000 | 298,304,000 | 307,451,000 |
| Allowance for loan losses | 6,470,000 | 6,534,000 | 6,245,000 | 6,193,000 |
| Securities available for sale | 139,346,000 | 142,985,000 | 160,864,000 | 166,320,000 |
| Securities held to maturity | 19,444,000 | 19,455,000 | 15,402,000 | 18,545,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 464,139,000 | 487,034,000 | 485,836,000 | 478,061,000 |
| Interest-bearing deposits | 436,487,000 | 459,140,000 | 456,399,000 | 451,432,000 |
| Noninterest-bearing deposits | 27,652,000 | 27,894,000 | 29,437,000 | 26,629,000 |
| Equity capital | 54,468,000 | 54,808,000 | 54,702,000 | 56,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,133,000 | 10,522,000 | 15,825,000 | 21,389,000 |
| Interest expense | 429,000 | 855,000 | 1,274,000 | 1,690,000 |
| Net interest income | 4,704,000 | 9,667,000 | 14,551,000 | 19,699,000 |
| Noninterest income | 1,745,000 | 3,112,000 | 4,523,000 | 5,717,000 |
| Noninterest expense | 4,370,000 | 8,608,000 | 12,847,000 | 17,162,000 |
| Provision for loan losses | 57,000 | 346,000 | 365,000 | 484,000 |
| Pretax income | 2,022,000 | 3,825,000 | 5,862,000 | 7,770,000 |
| Income tax | 530,000 | 986,000 | 1,547,000 | 2,066,000 |
| Net income | 1,492,000 | 2,839,000 | 4,315,000 | 5,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,574,000 | 54,211,000 | 54,976,000 | 55,644,000 |
| Total capital | 57,459,000 | 58,333,000 | 59,092,000 | 59,807,000 |
| Risk-weighted assets | 308,231,000 | 327,547,000 | 327,145,000 | 331,034,000 |