Call reports 2012
NATIONAL UNITED — 2012
What NATIONAL UNITED reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 478,149,000 | 511,613,000 | 531,196,000 | 521,910,000 |
| Total loans | 260,796,000 | 272,350,000 | 277,130,000 | 284,207,000 |
| Allowance for loan losses | 6,172,000 | 6,352,000 | 6,336,000 | 6,452,000 |
| Securities available for sale | 128,260,000 | 132,199,000 | 132,467,000 | 125,014,000 |
| Securities held to maturity | 30,083,000 | 28,669,000 | 25,514,000 | 24,845,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 426,432,000 | 458,519,000 | 476,250,000 | 466,960,000 |
| Interest-bearing deposits | 401,163,000 | 428,800,000 | 450,678,000 | 439,810,000 |
| Noninterest-bearing deposits | 25,269,000 | 29,719,000 | 25,572,000 | 27,150,000 |
| Equity capital | 50,631,000 | 52,103,000 | 53,685,000 | 54,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,132,000 | 10,375,000 | 15,670,000 | 21,008,000 |
| Interest expense | 502,000 | 988,000 | 1,475,000 | 1,953,000 |
| Net interest income | 4,630,000 | 9,387,000 | 14,195,000 | 19,055,000 |
| Noninterest income | 1,282,000 | 2,748,000 | 4,395,000 | 5,744,000 |
| Noninterest expense | 4,120,000 | 8,199,000 | 12,343,000 | 16,513,000 |
| Provision for loan losses | 300,000 | 507,000 | 625,000 | 977,000 |
| Pretax income | 1,492,000 | 3,429,000 | 5,622,000 | 7,309,000 |
| Income tax | 318,000 | 738,000 | 1,251,000 | 1,578,000 |
| Net income | 1,174,000 | 2,691,000 | 4,371,000 | 5,731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,847,000 | 51,170,000 | 52,376,000 | 52,791,000 |
| Total capital | 53,561,000 | 54,995,000 | 56,135,000 | 56,695,000 |
| Risk-weighted assets | 294,634,000 | 303,465,000 | 312,601,000 | 309,384,000 |