Call reports 2011
NATIONAL UNITED — 2011
What NATIONAL UNITED reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 474,600,000 | 470,948,000 | 476,650,000 | 477,836,000 |
| Total loans | 252,172,000 | 250,353,000 | 241,944,000 | 244,532,000 |
| Allowance for loan losses | 6,388,000 | 6,315,000 | 6,158,000 | 5,968,000 |
| Securities available for sale | 95,199,000 | 106,078,000 | 106,481,000 | 114,607,000 |
| Securities held to maturity | 40,638,000 | 41,146,000 | 35,577,000 | 35,599,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 427,329,000 | 422,121,000 | 426,350,000 | 426,765,000 |
| Interest-bearing deposits | 399,381,000 | 395,525,000 | 398,450,000 | 400,632,000 |
| Noninterest-bearing deposits | 27,948,000 | 26,596,000 | 27,900,000 | 26,133,000 |
| Equity capital | 45,940,000 | 47,449,000 | 48,860,000 | 49,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,261,000 | 10,596,000 | 15,739,000 | 20,758,000 |
| Interest expense | 658,000 | 1,286,000 | 1,877,000 | 2,408,000 |
| Net interest income | 4,603,000 | 9,310,000 | 13,862,000 | 18,350,000 |
| Noninterest income | 1,233,000 | 3,261,000 | 4,828,000 | 6,156,000 |
| Noninterest expense | 3,935,000 | 8,067,000 | 12,255,000 | 16,459,000 |
| Provision for loan losses | 226,000 | 288,000 | 393,000 | 497,000 |
| Pretax income | 1,675,000 | 4,216,000 | 6,042,000 | 7,550,000 |
| Income tax | 408,000 | 1,172,000 | 1,687,000 | 2,030,000 |
| Net income | 1,267,000 | 3,044,000 | 4,355,000 | 5,520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,235,000 | 46,550,000 | 47,671,000 | 48,863,000 |
| Total capital | 48,792,000 | 50,055,000 | 51,050,000 | 52,359,000 |
| Risk-weighted assets | 281,733,000 | 277,609,000 | 267,539,000 | 277,242,000 |