Call reports 2010
NATIONAL UNITED — 2010
What NATIONAL UNITED reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 465,793,000 | 467,973,000 | 465,869,000 | 462,518,000 |
| Total loans | 273,336,000 | 268,900,000 | 254,867,000 | 257,210,000 |
| Allowance for loan losses | 5,230,000 | 5,876,000 | 6,209,000 | 6,615,000 |
| Securities available for sale | 65,482,000 | 78,200,000 | 82,744,000 | 80,061,000 |
| Securities held to maturity | 45,386,000 | 45,195,000 | 41,411,000 | 41,788,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 421,266,000 | 422,311,000 | 419,457,000 | 416,040,000 |
| Interest-bearing deposits | 395,368,000 | 396,158,000 | 395,178,000 | 367,005,000 |
| Noninterest-bearing deposits | 25,898,000 | 26,153,000 | 24,279,000 | 49,035,000 |
| Equity capital | 43,285,000 | 44,233,000 | 45,214,000 | 45,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,717,000 | 11,460,000 | 17,092,000 | 22,548,000 |
| Interest expense | 890,000 | 1,712,000 | 2,476,000 | 3,200,000 |
| Net interest income | 4,827,000 | 9,748,000 | 14,616,000 | 19,348,000 |
| Noninterest income | 1,193,000 | 2,476,000 | 4,144,000 | 5,471,000 |
| Noninterest expense | 3,776,000 | 7,315,000 | 11,142,000 | 15,001,000 |
| Provision for loan losses | 749,000 | 1,499,000 | 2,094,000 | 2,811,000 |
| Pretax income | 1,495,000 | 3,409,000 | 5,524,000 | 7,006,000 |
| Income tax | 390,000 | 896,000 | 1,508,000 | 1,811,000 |
| Net income | 1,105,000 | 2,513,000 | 4,016,000 | 5,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,310,000 | 43,179,000 | 44,194,000 | 44,438,000 |
| Total capital | 45,976,000 | 46,853,000 | 47,664,000 | 47,242,000 |
| Risk-weighted assets | 291,756,000 | 291,709,000 | 274,879,000 | 278,163,000 |