Call reports 2009
NATIONAL UNITED — 2009
What NATIONAL UNITED reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 448,937,000 | 448,668,000 | 458,290,000 | 458,568,000 |
| Total loans | 295,387,000 | 292,460,000 | 282,590,000 | 275,238,000 |
| Allowance for loan losses | 4,081,000 | 4,681,000 | 4,939,000 | 4,864,000 |
| Securities available for sale | 55,840,000 | 49,500,000 | 60,541,000 | 61,127,000 |
| Securities held to maturity | 38,653,000 | 38,795,000 | 43,035,000 | 48,364,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 405,692,000 | 404,658,000 | 412,934,000 | 415,088,000 |
| Interest-bearing deposits | 378,311,000 | 380,052,000 | 344,136,000 | 392,489,000 |
| Noninterest-bearing deposits | 27,381,000 | 24,606,000 | 68,798,000 | 22,599,000 |
| Equity capital | 41,375,000 | 42,209,000 | 42,949,000 | 42,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,378,000 | 12,468,000 | 18,575,000 | 24,478,000 |
| Interest expense | 1,292,000 | 2,460,000 | 3,551,000 | 4,524,000 |
| Net interest income | 5,086,000 | 10,008,000 | 15,024,000 | 19,954,000 |
| Noninterest income | 1,570,000 | 3,138,000 | 4,714,000 | 6,170,000 |
| Noninterest expense | 4,078,000 | 7,940,000 | 11,876,000 | 15,331,000 |
| Provision for loan losses | 750,000 | 1,503,000 | 2,670,000 | 4,639,000 |
| Pretax income | 1,830,000 | 3,705,000 | 5,192,000 | 6,154,000 |
| Income tax | 509,000 | 1,110,000 | 1,461,000 | 1,637,000 |
| Net income | 1,321,000 | 2,595,000 | 3,731,000 | 4,517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,342,000 | 41,143,000 | 41,816,000 | 41,668,000 |
| Total capital | 44,214,000 | 45,419,000 | 45,527,000 | 45,421,000 |
| Risk-weighted assets | 309,590,000 | 341,655,000 | 295,653,000 | 299,308,000 |