Call reports 2007
NATIONAL UNITED — 2007
What NATIONAL UNITED reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 420,553,000 | 422,148,000 | 429,693,000 | 436,634,000 |
| Total loans | 264,754,000 | 264,120,000 | 267,610,000 | 276,650,000 |
| Allowance for loan losses | 2,488,000 | 2,464,000 | 2,460,000 | 2,333,000 |
| Securities available for sale | 65,108,000 | 60,637,000 | 63,240,000 | 59,574,000 |
| Securities held to maturity | 26,587,000 | 26,591,000 | 30,888,000 | 35,442,000 |
| Trading assets | 11,007,000 | 0 | 0 | 0 |
| Total deposits | 385,353,000 | 385,731,000 | 392,404,000 | 397,892,000 |
| Interest-bearing deposits | 316,913,000 | 319,713,000 | 324,799,000 | 375,478,000 |
| Noninterest-bearing deposits | 68,440,000 | 66,018,000 | 67,605,000 | 22,414,000 |
| Equity capital | 33,306,000 | 34,336,000 | 35,558,000 | 36,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,513,000 | 13,169,000 | 19,982,000 | 26,752,000 |
| Interest expense | 2,765,000 | 5,588,000 | 8,512,000 | 11,299,000 |
| Net interest income | 3,748,000 | 7,581,000 | 11,470,000 | 15,453,000 |
| Noninterest income | 1,267,000 | 2,591,000 | 3,938,000 | 5,292,000 |
| Noninterest expense | 3,598,000 | 7,216,000 | 10,592,000 | 14,159,000 |
| Provision for loan losses | 133,000 | 263,000 | 360,000 | 383,000 |
| Pretax income | 1,284,000 | 2,693,000 | 4,456,000 | 6,203,000 |
| Income tax | 349,000 | 681,000 | 1,238,000 | 1,757,000 |
| Net income | 935,000 | 2,012,000 | 3,218,000 | 4,446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,156,000 | 34,836,000 | 35,530,000 | 35,822,000 |
| Total capital | 35,644,000 | 37,301,000 | 37,990,000 | 38,155,000 |
| Risk-weighted assets | 303,945,000 | 287,355,000 | 284,034,000 | 292,033,000 |