Call reports 2006
NATIONAL UNITED — 2006
What NATIONAL UNITED reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 419,389,000 | 419,488,000 | 426,529,000 | 425,049,000 |
| Total loans | 234,647,000 | 236,122,000 | 247,118,000 | 257,742,000 |
| Allowance for loan losses | 2,335,000 | 2,251,000 | 2,366,000 | 2,438,000 |
| Securities available for sale | 80,959,000 | 78,550,000 | 89,638,000 | 84,396,000 |
| Securities held to maturity | 27,360,000 | 27,918,000 | 26,135,000 | 27,965,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 387,315,000 | 386,728,000 | 392,049,000 | 390,329,000 |
| Interest-bearing deposits | 315,476,000 | 310,162,000 | 317,013,000 | 320,371,000 |
| Noninterest-bearing deposits | 71,839,000 | 76,566,000 | 75,036,000 | 69,958,000 |
| Equity capital | 31,038,000 | 31,454,000 | 32,402,000 | 32,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,715,000 | 11,988,000 | 18,503,000 | 25,119,000 |
| Interest expense | 2,254,000 | 4,696,000 | 7,398,000 | 10,170,000 |
| Net interest income | 3,461,000 | 7,292,000 | 11,105,000 | 14,949,000 |
| Noninterest income | 1,344,000 | 2,905,000 | 4,390,000 | 5,803,000 |
| Noninterest expense | 3,436,000 | 7,001,000 | 10,530,000 | 14,110,000 |
| Provision for loan losses | 274,000 | 385,000 | 625,000 | 877,000 |
| Pretax income | 1,095,000 | 2,811,000 | 4,340,000 | 5,765,000 |
| Income tax | 219,000 | 781,000 | 1,264,000 | 1,642,000 |
| Net income | 876,000 | 2,030,000 | 3,076,000 | 4,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,880,000 | 32,582,000 | 33,066,000 | 33,178,000 |
| Total capital | 34,215,000 | 34,833,000 | 35,432,000 | 35,616,000 |
| Risk-weighted assets | 264,764,000 | 269,731,000 | 272,381,000 | 274,785,000 |