Call reports 2002
NATIONAL UNITED — 2002
What NATIONAL UNITED reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 282,798,000 | 287,946,000 | 296,933,000 | 289,149,000 |
| Total loans | 178,456,000 | 183,932,000 | 185,813,000 | 184,545,000 |
| Allowance for loan losses | 2,089,000 | 2,397,000 | 2,322,000 | 2,306,000 |
| Securities available for sale | 41,364,000 | 57,127,000 | 51,312,000 | 50,621,000 |
| Securities held to maturity | 11,375,000 | 11,588,000 | 11,868,000 | 13,898,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,883,000 | 258,598,000 | 267,406,000 | 260,165,000 |
| Interest-bearing deposits | 171,631,000 | 201,405,000 | 209,295,000 | 201,179,000 |
| Noninterest-bearing deposits | 82,252,000 | 57,193,000 | 58,111,000 | 58,986,000 |
| Equity capital | 27,031,000 | 27,771,000 | 27,907,000 | 27,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,469,000 | 9,060,000 | 13,644,000 | 17,909,000 |
| Interest expense | 1,342,000 | 2,558,000 | 3,726,000 | 4,781,000 |
| Net interest income | 3,127,000 | 6,502,000 | 9,918,000 | 13,128,000 |
| Noninterest income | 1,451,000 | 2,785,000 | 4,511,000 | 6,117,000 |
| Noninterest expense | 2,618,000 | 5,348,000 | 8,057,000 | 11,181,000 |
| Provision for loan losses | 265,000 | 808,000 | 1,136,000 | 1,410,000 |
| Pretax income | 1,656,000 | 3,093,000 | 5,166,000 | 6,594,000 |
| Income tax | 515,000 | 1,000,000 | 1,808,000 | 2,204,000 |
| Net income | 1,141,000 | 2,093,000 | 3,358,000 | 4,390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,397,000 | 26,851,000 | 26,842,000 | 26,822,000 |
| Total capital | 28,486,000 | 29,248,000 | 29,164,000 | 29,128,000 |
| Risk-weighted assets | 203,031,000 | 210,101,000 | 221,091,000 | 206,433,000 |