Call reports 2001
NATIONAL UNITED — 2001
What NATIONAL UNITED reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 261,284,000 | 271,841,000 | 278,390,000 | 281,425,000 |
| Total loans | 170,865,000 | 174,251,000 | 175,121,000 | 173,719,000 |
| Allowance for loan losses | 1,855,000 | 2,236,000 | 2,254,000 | 2,034,000 |
| Securities available for sale | 35,212,000 | 30,089,000 | 26,400,000 | 37,766,000 |
| Securities held to maturity | 7,969,000 | 8,845,000 | 10,137,000 | 11,043,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,065,000 | 241,649,000 | 248,877,000 | 253,809,000 |
| Interest-bearing deposits | 182,315,000 | 189,932,000 | 192,767,000 | 198,232,000 |
| Noninterest-bearing deposits | 48,750,000 | 51,717,000 | 56,110,000 | 55,577,000 |
| Equity capital | 25,606,000 | 26,168,000 | 26,646,000 | 26,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,047,000 | 9,954,000 | 14,828,000 | 19,326,000 |
| Interest expense | 2,077,000 | 4,154,000 | 6,096,000 | 7,731,000 |
| Net interest income | 2,970,000 | 5,800,000 | 8,732,000 | 11,595,000 |
| Noninterest income | 1,182,000 | 2,494,000 | 3,935,000 | 5,327,000 |
| Noninterest expense | 2,488,000 | 4,876,000 | 7,378,000 | 10,117,000 |
| Provision for loan losses | 58,000 | 519,000 | 795,000 | 1,104,000 |
| Pretax income | 1,606,000 | 2,899,000 | 4,494,000 | 5,701,000 |
| Income tax | 507,000 | 838,000 | 1,467,000 | 1,788,000 |
| Net income | 1,099,000 | 2,061,000 | 3,027,000 | 3,913,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,505,000 | 25,264,000 | 25,787,000 | 25,752,000 |
| Total capital | 27,360,000 | 27,500,000 | 28,041,000 | 27,786,000 |
| Risk-weighted assets | 169,652,000 | 197,400,000 | 201,752,000 | 197,753,000 |