Call reports 2025
PINNACLE BANK - WYOMING — 2025
What PINNACLE BANK - WYOMING reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,286,011,000 | 1,273,724,000 | 1,293,458,000 | 1,333,700,000 |
| Total loans | 840,724,000 | 879,431,000 | 898,545,000 | 904,739,000 |
| Allowance for loan losses | 10,564,000 | 10,603,000 | 10,751,000 | 11,208,000 |
| Securities available for sale | 360,047,000 | 348,374,000 | 321,402,000 | 306,096,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,152,345,000 | 1,144,990,000 | 1,163,740,000 | 1,198,915,000 |
| Interest-bearing deposits | 873,588,000 | 862,859,000 | 865,149,000 | 864,493,000 |
| Noninterest-bearing deposits | 278,757,000 | 282,131,000 | 298,591,000 | 334,422,000 |
| Equity capital | 110,736,000 | 118,456,000 | 121,115,000 | 125,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 14,721,000 | 30,194,000 | 46,179,000 | 62,778,000 |
| Interest expense | 5,022,000 | 9,846,000 | 14,634,000 | 19,091,000 |
| Net interest income | 9,699,000 | 20,348,000 | 31,545,000 | 43,687,000 |
| Noninterest income | 731,000 | 1,570,000 | 2,514,000 | 3,339,000 |
| Noninterest expense | 6,202,000 | 12,526,000 | 18,719,000 | 25,147,000 |
| Provision for loan losses | -21,000 | 41,000 | 205,000 | 675,000 |
| Pretax income | 4,228,000 | 9,357,000 | 15,005,000 | 21,094,000 |
| Income tax | 885,000 | 1,956,000 | 3,140,000 | 4,415,000 |
| Net income | 3,343,000 | 7,401,000 | 11,865,000 | 16,679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 131,031,000 | 135,088,000 | 135,553,000 | 137,301,000 |
| Total capital | 142,114,000 | 146,192,000 | 146,941,000 | 149,038,000 |
| Risk-weighted assets | 886,638,000 | 913,430,000 | 933,391,000 | 938,821,000 |