Call reports 2020
PINNACLE BANK - WYOMING — 2020
What PINNACLE BANK - WYOMING reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,009,312,000 | 1,098,965,000 | 1,152,471,000 | 1,172,211,000 |
| Total loans | 710,332,000 | 762,340,000 | 762,919,000 | 731,312,000 |
| Allowance for loan losses | 10,168,000 | 10,831,000 | 11,641,000 | 11,922,000 |
| Securities available for sale | 217,433,000 | 220,510,000 | 265,586,000 | 332,126,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 897,498,000 | 981,313,000 | 1,029,151,000 | 1,046,447,000 |
| Interest-bearing deposits | 819,678,000 | 880,083,000 | 924,624,000 | 928,261,000 |
| Noninterest-bearing deposits | 77,820,000 | 101,230,000 | 104,527,000 | 118,186,000 |
| Equity capital | 102,966,000 | 108,770,000 | 113,041,000 | 114,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 11,130,000 | 22,332,000 | 33,356,000 | 44,185,000 |
| Interest expense | 2,004,000 | 3,432,000 | 4,647,000 | 5,676,000 |
| Net interest income | 9,126,000 | 18,900,000 | 28,709,000 | 38,509,000 |
| Noninterest income | 1,403,000 | 3,062,000 | 5,635,000 | 8,180,000 |
| Noninterest expense | 5,593,000 | 11,153,000 | 17,198,000 | 23,519,000 |
| Provision for loan losses | 150,000 | 825,000 | 1,725,000 | 2,025,000 |
| Pretax income | 4,786,000 | 9,984,000 | 15,421,000 | 21,145,000 |
| Income tax | 1,020,000 | 2,098,000 | 3,221,000 | 4,418,000 |
| Net income | 3,766,000 | 7,886,000 | 12,200,000 | 16,727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,106,000 | 101,836,000 | 106,150,000 | 107,677,000 |
| Total capital | 108,904,000 | 112,025,000 | 116,595,000 | 118,219,000 |
| Risk-weighted assets | 783,503,000 | 814,543,000 | 834,425,000 | 842,005,000 |