Call reports 2016
PINNACLE BANK - WYOMING — 2016
What PINNACLE BANK - WYOMING reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 704,552,000 | 718,615,000 | 722,853,000 | 734,907,000 |
| Total loans | 553,213,000 | 570,070,000 | 576,539,000 | 585,596,000 |
| Allowance for loan losses | 10,663,000 | 10,142,000 | 10,082,000 | 10,052,000 |
| Securities available for sale | 121,476,000 | 114,355,000 | 110,260,000 | 116,268,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 619,654,000 | 613,660,000 | 637,265,000 | 649,685,000 |
| Interest-bearing deposits | 581,460,000 | 576,835,000 | 586,216,000 | 598,210,000 |
| Noninterest-bearing deposits | 38,194,000 | 36,825,000 | 51,049,000 | 51,475,000 |
| Equity capital | 67,499,000 | 66,545,000 | 67,898,000 | 67,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 8,032,000 | 15,510,000 | 23,163,000 | 30,820,000 |
| Interest expense | 463,000 | 964,000 | 1,529,000 | 2,115,000 |
| Net interest income | 7,569,000 | 14,546,000 | 21,634,000 | 28,705,000 |
| Noninterest income | 1,204,000 | 2,642,000 | 4,215,000 | 5,806,000 |
| Noninterest expense | 4,617,000 | 9,245,000 | 14,204,000 | 19,139,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 1,000 |
| Pretax income | 4,155,000 | 7,942,000 | 11,644,000 | 15,371,000 |
| Income tax | 5,000 | 11,000 | 13,000 | 16,000 |
| Net income | 4,150,000 | 7,931,000 | 11,631,000 | 15,355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,728,000 | 64,509,000 | 66,209,000 | 68,433,000 |
| Total capital | 73,895,000 | 71,844,000 | 73,696,000 | 76,012,000 |
| Risk-weighted assets | 569,378,000 | 583,611,000 | 595,765,000 | 603,145,000 |