Call reports 2015
PINNACLE BANK - WYOMING — 2015
What PINNACLE BANK - WYOMING reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 685,147,000 | 698,119,000 | 719,883,000 | 713,926,000 |
| Total loans | 506,004,000 | 526,695,000 | 536,712,000 | 543,089,000 |
| Allowance for loan losses | 10,709,000 | 10,722,000 | 10,675,000 | 10,667,000 |
| Securities available for sale | 154,420,000 | 144,246,000 | 132,235,000 | 130,201,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 592,774,000 | 596,448,000 | 636,048,000 | 627,799,000 |
| Interest-bearing deposits | 552,283,000 | 562,058,000 | 576,159,000 | 580,004,000 |
| Noninterest-bearing deposits | 40,491,000 | 34,390,000 | 59,889,000 | 47,795,000 |
| Equity capital | 63,316,000 | 61,999,000 | 64,806,000 | 66,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,904,000 | 14,384,000 | 21,987,000 | 29,327,000 |
| Interest expense | 370,000 | 748,000 | 1,160,000 | 1,597,000 |
| Net interest income | 6,534,000 | 13,636,000 | 20,827,000 | 27,730,000 |
| Noninterest income | 1,292,000 | 2,689,000 | 3,995,000 | 5,458,000 |
| Noninterest expense | 4,089,000 | 8,495,000 | 13,385,000 | 18,088,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,737,000 | 7,830,000 | 11,437,000 | 15,100,000 |
| Income tax | 4,000 | 9,000 | 14,000 | 19,000 |
| Net income | 3,733,000 | 7,821,000 | 11,423,000 | 15,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,729,000 | 61,818,000 | 64,419,000 | 66,578,000 |
| Total capital | 69,271,000 | 68,633,000 | 71,407,000 | 73,673,000 |
| Risk-weighted assets | 519,233,000 | 540,885,000 | 555,066,000 | 563,632,000 |