Call reports 2014
PINNACLE BANK - WYOMING — 2014
What PINNACLE BANK - WYOMING reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 666,391,000 | 681,558,000 | 683,765,000 | 682,294,000 |
| Total loans | 452,847,000 | 479,471,000 | 489,181,000 | 498,450,000 |
| Allowance for loan losses | 8,815,000 | 8,962,000 | 8,975,000 | 9,101,000 |
| Securities available for sale | 185,842,000 | 174,472,000 | 165,610,000 | 157,622,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 568,788,000 | 581,954,000 | 600,140,000 | 589,745,000 |
| Interest-bearing deposits | 540,747,000 | 550,912,000 | 550,935,000 | 541,776,000 |
| Noninterest-bearing deposits | 28,041,000 | 31,042,000 | 49,205,000 | 47,969,000 |
| Equity capital | 61,669,000 | 61,884,000 | 62,915,000 | 62,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,495,000 | 13,263,000 | 20,234,000 | 27,394,000 |
| Interest expense | 439,000 | 850,000 | 1,251,000 | 1,633,000 |
| Net interest income | 6,056,000 | 12,413,000 | 18,983,000 | 25,761,000 |
| Noninterest income | 968,000 | 2,029,000 | 3,194,000 | 4,272,000 |
| Noninterest expense | 3,948,000 | 11,028,000 | 15,162,000 | 19,514,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 2,926,000 | 3,114,000 | 6,565,000 | 9,942,000 |
| Income tax | 5,000 | 11,000 | 12,000 | 17,000 |
| Net income | 2,921,000 | 3,103,000 | 6,553,000 | 9,925,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,492,000 | 61,674,000 | 63,125,000 | 62,996,000 |
| Total capital | 67,586,000 | 68,020,000 | 69,590,000 | 69,561,000 |
| Risk-weighted assets | 484,407,000 | 504,640,000 | 514,292,000 | 522,378,000 |