Call reports 2013
PINNACLE BANK - WYOMING — 2013
What PINNACLE BANK - WYOMING reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 654,397,000 | 671,099,000 | 667,884,000 | 654,362,000 |
| Total loans | 411,331,000 | 440,528,000 | 442,162,000 | 437,946,000 |
| Allowance for loan losses | 8,494,000 | 8,751,000 | 8,748,000 | 8,723,000 |
| Securities available for sale | 212,219,000 | 202,674,000 | 197,362,000 | 191,991,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 575,771,000 | 577,323,000 | 582,435,000 | 574,580,000 |
| Interest-bearing deposits | 548,196,000 | 544,196,000 | 544,106,000 | 536,310,000 |
| Noninterest-bearing deposits | 27,575,000 | 33,127,000 | 38,329,000 | 38,270,000 |
| Equity capital | 60,101,000 | 59,357,000 | 61,807,000 | 61,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,387,000 | 12,910,000 | 19,653,000 | 26,179,000 |
| Interest expense | 547,000 | 1,061,000 | 1,553,000 | 2,019,000 |
| Net interest income | 5,840,000 | 11,849,000 | 18,100,000 | 24,160,000 |
| Noninterest income | 1,105,000 | 2,181,000 | 4,105,000 | 5,096,000 |
| Noninterest expense | 3,815,000 | 7,681,000 | 11,700,000 | 15,769,000 |
| Provision for loan losses | 301,000 | 602,000 | 753,000 | 753,000 |
| Pretax income | 2,829,000 | 5,748,000 | 9,753,000 | 12,735,000 |
| Income tax | 5,000 | 11,000 | 12,000 | 17,000 |
| Net income | 2,824,000 | 5,737,000 | 9,741,000 | 12,718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,678,000 | 58,591,000 | 61,595,000 | 62,071,000 |
| Total capital | 61,517,000 | 64,826,000 | 67,719,000 | 68,033,000 |
| Risk-weighted assets | 464,091,000 | 495,923,000 | 486,895,000 | 473,768,000 |