Call reports 2012
PINNACLE BANK - WYOMING — 2012
What PINNACLE BANK - WYOMING reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 602,682,000 | 606,390,000 | 626,387,000 | 660,628,000 |
| Total loans | 384,883,000 | 397,492,000 | 414,179,000 | 417,719,000 |
| Allowance for loan losses | 9,134,000 | 9,350,000 | 9,383,000 | 8,171,000 |
| Securities available for sale | 189,330,000 | 186,940,000 | 179,493,000 | 190,477,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 527,349,000 | 523,475,000 | 549,128,000 | 587,167,000 |
| Interest-bearing deposits | 507,103,000 | 501,193,000 | 519,691,000 | 553,191,000 |
| Noninterest-bearing deposits | 20,246,000 | 22,282,000 | 29,437,000 | 33,976,000 |
| Equity capital | 59,915,000 | 60,413,000 | 61,289,000 | 57,835,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,382,000 | 12,801,000 | 19,323,000 | 26,264,000 |
| Interest expense | 732,000 | 1,405,000 | 2,034,000 | 2,629,000 |
| Net interest income | 5,650,000 | 11,396,000 | 17,289,000 | 23,635,000 |
| Noninterest income | 734,000 | 1,675,000 | 2,507,000 | 3,944,000 |
| Noninterest expense | 3,545,000 | 7,118,000 | 10,694,000 | 19,690,000 |
| Provision for loan losses | 0 | 180,000 | 410,000 | 710,000 |
| Pretax income | 2,840,000 | 5,775,000 | 8,697,000 | 7,186,000 |
| Income tax | 4,000 | 8,000 | 12,000 | 20,000 |
| Net income | 2,836,000 | 5,767,000 | 8,685,000 | 7,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,024,000 | 55,455,000 | 55,873,000 | 52,854,000 |
| Total capital | 60,322,000 | 60,859,000 | 61,486,000 | 58,587,000 |
| Risk-weighted assets | 419,748,000 | 428,030,000 | 444,906,000 | 455,804,000 |