Call reports 2010
PINNACLE BANK - WYOMING — 2010
What PINNACLE BANK - WYOMING reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 546,810,000 | 555,644,000 | 585,574,000 | 576,529,000 |
| Total loans | 388,497,000 | 389,587,000 | 386,647,000 | 381,544,000 |
| Allowance for loan losses | 7,861,000 | 8,319,000 | 8,295,000 | 8,069,000 |
| Securities available for sale | 135,172,000 | 131,474,000 | 148,523,000 | 166,741,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 474,670,000 | 489,648,000 | 513,739,000 | 509,008,000 |
| Interest-bearing deposits | 455,976,000 | 468,700,000 | 490,937,000 | 480,019,000 |
| Noninterest-bearing deposits | 18,694,000 | 20,948,000 | 22,802,000 | 28,989,000 |
| Equity capital | 47,900,000 | 50,094,000 | 51,984,000 | 49,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,850,000 | 13,738,000 | 20,621,000 | 27,476,000 |
| Interest expense | 1,656,000 | 3,258,000 | 4,735,000 | 5,978,000 |
| Net interest income | 5,194,000 | 10,480,000 | 15,886,000 | 21,498,000 |
| Noninterest income | 734,000 | 1,554,000 | 2,380,000 | 3,408,000 |
| Noninterest expense | 3,218,000 | 6,630,000 | 10,197,000 | 13,830,000 |
| Provision for loan losses | 461,000 | 1,051,000 | 1,051,000 | 1,070,000 |
| Pretax income | 2,252,000 | 4,364,000 | 7,045,000 | 10,044,000 |
| Income tax | 3,000 | 7,000 | 11,000 | 15,000 |
| Net income | 2,249,000 | 4,357,000 | 7,034,000 | 10,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,258,000 | 46,866,000 | 48,043,000 | 49,038,000 |
| Total capital | 51,495,000 | 52,095,000 | 53,328,000 | 54,337,000 |
| Risk-weighted assets | 416,280,000 | 415,179,000 | 419,706,000 | 421,021,000 |