Call reports 2009
PINNACLE BANK - WYOMING — 2009
What PINNACLE BANK - WYOMING reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 509,231,000 | 515,629,000 | 524,843,000 | 534,496,000 |
| Total loans | 376,197,000 | 389,620,000 | 394,643,000 | 390,293,000 |
| Allowance for loan losses | 6,507,000 | 6,929,000 | 7,013,000 | 7,574,000 |
| Securities available for sale | 114,164,000 | 104,791,000 | 101,056,000 | 115,252,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 440,403,000 | 445,630,000 | 459,305,000 | 468,395,000 |
| Interest-bearing deposits | 421,506,000 | 427,285,000 | 440,937,000 | 446,224,000 |
| Noninterest-bearing deposits | 18,897,000 | 18,345,000 | 18,368,000 | 22,171,000 |
| Equity capital | 43,002,000 | 43,628,000 | 46,540,000 | 45,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,969,000 | 14,139,000 | 21,070,000 | 27,963,000 |
| Interest expense | 2,140,000 | 4,007,000 | 5,799,000 | 7,544,000 |
| Net interest income | 4,829,000 | 10,132,000 | 15,271,000 | 20,419,000 |
| Noninterest income | 693,000 | 2,111,000 | 2,924,000 | 3,718,000 |
| Noninterest expense | 3,414,000 | 6,717,000 | 9,956,000 | 13,295,000 |
| Provision for loan losses | 259,000 | 725,000 | 1,119,000 | 1,690,000 |
| Pretax income | 1,856,000 | 4,844,000 | 7,273,000 | 9,307,000 |
| Income tax | 3,000 | 6,000 | 12,000 | 15,000 |
| Net income | 1,853,000 | 4,838,000 | 7,261,000 | 9,292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,099,000 | 42,054,000 | 44,478,000 | 44,008,000 |
| Total capital | 46,065,000 | 47,163,000 | 49,718,000 | 49,236,000 |
| Risk-weighted assets | 395,731,000 | 406,923,000 | 417,452,000 | 415,930,000 |