Call reports 2008
PINNACLE BANK - WYOMING — 2008
What PINNACLE BANK - WYOMING reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 474,641,000 | 480,189,000 | 485,657,000 | 492,242,000 |
| Total loans | 345,842,000 | 356,270,000 | 359,570,000 | 370,168,000 |
| Allowance for loan losses | 5,583,000 | 5,805,000 | 6,041,000 | 6,217,000 |
| Securities available for sale | 106,179,000 | 102,389,000 | 100,093,000 | 91,042,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 401,169,000 | 404,977,000 | 419,579,000 | 430,621,000 |
| Interest-bearing deposits | 388,267,000 | 391,333,000 | 405,169,000 | 417,904,000 |
| Noninterest-bearing deposits | 12,902,000 | 13,644,000 | 14,410,000 | 12,717,000 |
| Equity capital | 41,696,000 | 40,328,000 | 39,820,000 | 41,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 7,814,000 | 15,325,000 | 22,928,000 | 30,376,000 |
| Interest expense | 3,169,000 | 5,949,000 | 8,542,000 | 10,965,000 |
| Net interest income | 4,645,000 | 9,376,000 | 14,386,000 | 19,411,000 |
| Noninterest income | 675,000 | 1,330,000 | 1,981,000 | 2,616,000 |
| Noninterest expense | 2,742,000 | 5,561,000 | 8,481,000 | 11,459,000 |
| Provision for loan losses | 226,000 | 472,000 | 731,000 | 963,000 |
| Pretax income | 2,383,000 | 4,715,000 | 7,202,000 | 9,689,000 |
| Income tax | 3,000 | 7,000 | 11,000 | 14,000 |
| Net income | 2,380,000 | 4,708,000 | 7,191,000 | 9,675,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,705,000 | 39,541,000 | 38,980,000 | 39,247,000 |
| Total capital | 44,396,000 | 44,325,000 | 43,724,000 | 44,106,000 |
| Risk-weighted assets | 374,356,000 | 381,709,000 | 378,198,000 | 387,373,000 |