Call reports 2007
PINNACLE BANK - WYOMING — 2007
What PINNACLE BANK - WYOMING reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 441,123,000 | 445,976,000 | 459,684,000 | 464,642,000 |
| Total loans | 311,290,000 | 316,941,000 | 328,434,000 | 337,231,000 |
| Allowance for loan losses | 4,983,000 | 4,757,000 | 4,470,000 | 5,153,000 |
| Securities available for sale | 102,886,000 | 109,877,000 | 105,029,000 | 103,211,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 380,320,000 | 381,035,000 | 389,419,000 | 395,293,000 |
| Interest-bearing deposits | 368,646,000 | 369,840,000 | 378,316,000 | 384,667,000 |
| Noninterest-bearing deposits | 11,674,000 | 11,195,000 | 11,103,000 | 10,626,000 |
| Equity capital | 37,344,000 | 34,997,000 | 36,094,000 | 38,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,405,000 | 14,899,000 | 22,772,000 | 30,731,000 |
| Interest expense | 3,141,000 | 6,404,000 | 9,814,000 | 13,128,000 |
| Net interest income | 4,264,000 | 8,495,000 | 12,958,000 | 17,603,000 |
| Noninterest income | 614,000 | 1,281,000 | 1,897,000 | 2,540,000 |
| Noninterest expense | 2,555,000 | 5,402,000 | 8,127,000 | 10,831,000 |
| Provision for loan losses | 379,000 | 859,000 | 1,393,000 | 2,022,000 |
| Pretax income | 1,652,000 | 3,187,000 | 4,861,000 | 6,844,000 |
| Income tax | 4,000 | -2,000 | -310,000 | -307,000 |
| Net income | 1,648,000 | 3,189,000 | 5,171,000 | 7,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,896,000 | 35,290,000 | 35,346,000 | 37,325,000 |
| Total capital | 41,142,000 | 39,644,000 | 39,816,000 | 41,926,000 |
| Risk-weighted assets | 338,904,000 | 347,917,000 | 359,400,000 | 367,543,000 |