Call reports 2006
PINNACLE BANK - WYOMING — 2006
What PINNACLE BANK - WYOMING reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 387,455,000 | 396,475,000 | 421,763,000 | 433,012,000 |
| Total loans | 286,972,000 | 300,298,000 | 307,101,000 | 306,259,000 |
| Allowance for loan losses | 4,359,000 | 4,412,000 | 4,369,000 | 4,623,000 |
| Securities available for sale | 77,385,000 | 75,625,000 | 87,172,000 | 108,736,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,843,000 | 335,117,000 | 364,213,000 | 371,466,000 |
| Interest-bearing deposits | 325,277,000 | 323,581,000 | 351,563,000 | 360,467,000 |
| Noninterest-bearing deposits | 10,566,000 | 11,536,000 | 12,650,000 | 10,999,000 |
| Equity capital | 31,120,000 | 31,924,000 | 34,858,000 | 35,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,862,000 | 12,072,000 | 18,742,000 | 25,889,000 |
| Interest expense | 1,976,000 | 4,187,000 | 6,791,000 | 9,795,000 |
| Net interest income | 3,886,000 | 7,885,000 | 11,951,000 | 16,094,000 |
| Noninterest income | 603,000 | 1,245,000 | 2,001,000 | 2,590,000 |
| Noninterest expense | 2,500,000 | 4,980,000 | 7,772,000 | 10,326,000 |
| Provision for loan losses | 124,000 | 262,000 | 407,000 | 662,000 |
| Pretax income | 1,865,000 | 3,890,000 | 5,775,000 | 7,704,000 |
| Income tax | 2,000 | 5,000 | 11,000 | -300,000 |
| Net income | 1,863,000 | 3,885,000 | 5,764,000 | 8,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,834,000 | 33,088,000 | 34,964,000 | 35,205,000 |
| Total capital | 35,725,000 | 37,147,000 | 39,131,000 | 39,387,000 |
| Risk-weighted assets | 310,779,000 | 324,371,000 | 333,159,000 | 334,143,000 |