Call reports 2005
PINNACLE BANK - WYOMING — 2005
What PINNACLE BANK - WYOMING reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 354,376,000 | 361,163,000 | 384,341,000 | 395,230,000 |
| Total loans | 266,676,000 | 272,584,000 | 275,653,000 | 288,351,000 |
| Allowance for loan losses | 4,079,000 | 4,044,000 | 4,167,000 | 4,236,000 |
| Securities available for sale | 69,401,000 | 67,579,000 | 79,067,000 | 85,737,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,828,000 | 312,993,000 | 335,442,000 | 343,546,000 |
| Interest-bearing deposits | 299,578,000 | 304,768,000 | 324,150,000 | 331,259,000 |
| Noninterest-bearing deposits | 9,250,000 | 8,225,000 | 11,292,000 | 12,287,000 |
| Equity capital | 27,828,000 | 28,649,000 | 29,854,000 | 30,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,780,000 | 9,776,000 | 15,178,000 | 21,048,000 |
| Interest expense | 1,182,000 | 2,500,000 | 3,962,000 | 5,740,000 |
| Net interest income | 3,598,000 | 7,276,000 | 11,216,000 | 15,308,000 |
| Noninterest income | 605,000 | 1,238,000 | 1,841,000 | 2,480,000 |
| Noninterest expense | 2,284,000 | 4,710,000 | 7,013,000 | 9,473,000 |
| Provision for loan losses | 105,000 | 230,000 | 359,000 | 482,000 |
| Pretax income | 1,814,000 | 3,574,000 | 5,686,000 | 7,836,000 |
| Income tax | 552,000 | 1,105,000 | 1,770,000 | 2,851,000 |
| Net income | 1,262,000 | 2,469,000 | 3,916,000 | 4,985,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,627,000 | 28,177,000 | 29,663,000 | 30,756,000 |
| Total capital | 31,165,000 | 31,737,000 | 33,344,000 | 34,621,000 |
| Risk-weighted assets | 282,508,000 | 284,353,000 | 294,003,000 | 308,842,000 |