Call reports 2004
PINNACLE BANK - WYOMING — 2004
What PINNACLE BANK - WYOMING reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 330,914,000 | 337,957,000 | 343,923,000 | 354,108,000 |
| Total loans | 244,409,000 | 254,373,000 | 250,388,000 | 260,437,000 |
| Allowance for loan losses | 3,911,000 | 3,896,000 | 3,963,000 | 4,009,000 |
| Securities available for sale | 69,566,000 | 65,232,000 | 66,081,000 | 75,469,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,677,000 | 289,732,000 | 299,384,000 | 305,028,000 |
| Interest-bearing deposits | 279,549,000 | 280,553,000 | 291,523,000 | 297,552,000 |
| Noninterest-bearing deposits | 7,128,000 | 9,179,000 | 7,861,000 | 7,476,000 |
| Equity capital | 27,240,000 | 26,496,000 | 27,958,000 | 27,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,494,000 | 8,959,000 | 13,481,000 | 18,167,000 |
| Interest expense | 1,020,000 | 2,028,000 | 3,047,000 | 4,136,000 |
| Net interest income | 3,474,000 | 6,931,000 | 10,434,000 | 14,031,000 |
| Noninterest income | 544,000 | 1,096,000 | 1,754,000 | 2,382,000 |
| Noninterest expense | 2,331,000 | 4,917,000 | 7,167,000 | 9,486,000 |
| Provision for loan losses | -1,000 | 92,000 | 186,000 | 278,000 |
| Pretax income | 1,688,000 | 3,018,000 | 4,835,000 | 6,649,000 |
| Income tax | 481,000 | 827,000 | 1,389,000 | 1,936,000 |
| Net income | 1,207,000 | 2,191,000 | 3,446,000 | 4,713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,694,000 | 25,737,000 | 26,961,000 | 26,356,000 |
| Total capital | 28,914,000 | 29,060,000 | 30,238,000 | 29,763,000 |
| Risk-weighted assets | 256,899,000 | 265,288,000 | 261,437,000 | 271,993,000 |