Call reports 2002
PINNACLE BANK - WYOMING — 2002
What PINNACLE BANK - WYOMING reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 319,433,000 | 320,520,000 | 320,494,000 | 332,463,000 |
| Total loans | 200,314,000 | 206,475,000 | 208,311,000 | 214,738,000 |
| Allowance for loan losses | 3,908,000 | 3,889,000 | 3,894,000 | 3,884,000 |
| Securities available for sale | 97,755,000 | 96,582,000 | 90,784,000 | 99,562,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,740,000 | 282,226,000 | 279,175,000 | 287,722,000 |
| Interest-bearing deposits | 251,967,000 | 275,622,000 | 271,791,000 | 279,282,000 |
| Noninterest-bearing deposits | 29,773,000 | 6,604,000 | 7,384,000 | 8,440,000 |
| Equity capital | 27,940,000 | 27,371,000 | 28,823,000 | 26,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,050,000 | 10,078,000 | 15,258,000 | 20,258,000 |
| Interest expense | 1,691,000 | 3,281,000 | 4,815,000 | 6,295,000 |
| Net interest income | 3,359,000 | 6,797,000 | 10,443,000 | 13,963,000 |
| Noninterest income | 532,000 | 1,063,000 | 1,525,000 | 2,068,000 |
| Noninterest expense | 2,048,000 | 4,137,000 | 6,229,000 | 8,431,000 |
| Provision for loan losses | 9,000 | 10,000 | 8,000 | 17,000 |
| Pretax income | 1,834,000 | 3,724,000 | 5,731,000 | 7,583,000 |
| Income tax | 517,000 | 1,102,000 | 1,728,000 | 2,276,000 |
| Net income | 1,317,000 | 2,622,000 | 4,003,000 | 5,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,403,000 | 25,160,000 | 26,528,000 | 24,540,000 |
| Total capital | 29,247,000 | 28,050,000 | 29,398,000 | 27,518,000 |
| Risk-weighted assets | 225,306,000 | 230,026,000 | 228,548,000 | 237,306,000 |