Call reports 2013
PENN SECURITY BANK AND TRUST COMPANY — 2013
What PENN SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Total assets | 925,979,000 | 915,806,000 | 913,608,000 |
| Total loans | 636,283,000 | 642,353,000 | 655,946,000 |
| Allowance for loan losses | 7,110,000 | 7,552,000 | 7,871,000 |
| Securities available for sale | 156,155,000 | 151,569,000 | 147,954,000 |
| Securities held to maturity | 15,201,000 | 19,707,000 | 18,079,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 741,383,000 | 733,159,000 | 728,316,000 |
| Interest-bearing deposits | 597,209,000 | 586,551,000 | 574,748,000 |
| Noninterest-bearing deposits | 144,174,000 | 146,608,000 | 153,568,000 |
| Equity capital | 129,370,000 | 128,998,000 | 130,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Interest income | 8,874,000 | 17,597,000 | 26,276,000 |
| Interest expense | 1,033,000 | 1,994,000 | 2,946,000 |
| Net interest income | 7,841,000 | 15,603,000 | 23,330,000 |
| Noninterest income | 2,725,000 | 5,758,000 | 8,752,000 |
| Noninterest expense | 7,106,000 | 13,947,000 | 21,298,000 |
| Provision for loan losses | 300,000 | 800,000 | 1,325,000 |
| Pretax income | 3,160,000 | 6,636,000 | 9,514,000 |
| Income tax | 704,000 | 1,336,000 | 1,729,000 |
| Net income | 2,456,000 | 5,300,000 | 7,785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Tier 1 capital | 100,895,000 | 100,483,000 | 101,010,000 |
| Total capital | 108,005,000 | 108,035,000 | 108,881,000 |
| Risk-weighted assets | 621,119,000 | 629,252,000 | 639,395,000 |