Call reports 2012
PENN SECURITY BANK AND TRUST COMPANY — 2012
What PENN SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 922,398,000 | 910,710,000 | 904,450,000 | 914,244,000 |
| Total loans | 637,328,000 | 638,970,000 | 639,060,000 | 623,530,000 |
| Allowance for loan losses | 6,811,000 | 6,938,000 | 6,966,000 | 6,950,000 |
| Securities available for sale | 168,097,000 | 164,150,000 | 162,503,000 | 160,320,000 |
| Securities held to maturity | 21,819,000 | 19,609,000 | 17,690,000 | 15,902,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 724,933,000 | 712,433,000 | 705,154,000 | 721,959,000 |
| Interest-bearing deposits | 583,947,000 | 573,217,000 | 563,951,000 | 570,827,000 |
| Noninterest-bearing deposits | 140,986,000 | 139,216,000 | 141,203,000 | 151,132,000 |
| Equity capital | 126,740,000 | 126,651,000 | 128,345,000 | 128,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 9,654,000 | 19,122,000 | 28,379,000 | 37,534,000 |
| Interest expense | 1,481,000 | 2,888,000 | 4,150,000 | 5,362,000 |
| Net interest income | 8,173,000 | 16,234,000 | 24,229,000 | 32,172,000 |
| Noninterest income | 2,848,000 | 5,401,000 | 8,511,000 | 11,124,000 |
| Noninterest expense | 7,263,000 | 14,573,000 | 21,903,000 | 29,038,000 |
| Provision for loan losses | 192,000 | 306,000 | 777,000 | 924,000 |
| Pretax income | 3,613,000 | 6,866,000 | 10,174,000 | 13,515,000 |
| Income tax | 840,000 | 1,539,000 | 2,298,000 | 3,058,000 |
| Net income | 2,773,000 | 5,327,000 | 7,876,000 | 10,457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,382,000 | 96,915,000 | 98,322,000 | 99,184,000 |
| Total capital | 104,193,000 | 103,853,000 | 105,288,000 | 106,134,000 |
| Risk-weighted assets | 630,873,000 | 630,752,000 | 626,838,000 | 611,739,000 |