Call reports 2011
PENN SECURITY BANK AND TRUST COMPANY — 2011
What PENN SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 910,652,000 | 929,611,000 | 945,956,000 | 921,046,000 |
| Total loans | 611,021,000 | 618,804,000 | 637,841,000 | 631,522,000 |
| Allowance for loan losses | 6,800,000 | 6,711,000 | 6,711,000 | 6,711,000 |
| Securities available for sale | 168,540,000 | 147,690,000 | 148,156,000 | 166,543,000 |
| Securities held to maturity | 38,720,000 | 34,937,000 | 28,207,000 | 23,722,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 700,485,000 | 716,866,000 | 731,687,000 | 720,538,000 |
| Interest-bearing deposits | 586,930,000 | 598,802,000 | 600,495,000 | 585,718,000 |
| Noninterest-bearing deposits | 113,555,000 | 118,064,000 | 131,192,000 | 134,820,000 |
| Equity capital | 119,641,000 | 122,249,000 | 124,914,000 | 125,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 10,032,000 | 19,972,000 | 29,864,000 | 39,664,000 |
| Interest expense | 1,897,000 | 3,819,000 | 5,604,000 | 7,339,000 |
| Net interest income | 8,135,000 | 16,153,000 | 24,260,000 | 32,325,000 |
| Noninterest income | 3,296,000 | 6,079,000 | 9,471,000 | 12,031,000 |
| Noninterest expense | 7,440,000 | 14,293,000 | 21,737,000 | 28,692,000 |
| Provision for loan losses | 369,000 | 1,268,000 | 1,713,000 | 2,381,000 |
| Pretax income | 3,627,000 | 6,821,000 | 10,459,000 | 13,491,000 |
| Income tax | 859,000 | 1,567,000 | 2,432,000 | 3,009,000 |
| Net income | 2,768,000 | 5,254,000 | 8,027,000 | 10,482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,185,000 | 91,263,000 | 93,502,000 | 94,892,000 |
| Total capital | 96,985,000 | 97,974,000 | 100,213,000 | 101,603,000 |
| Risk-weighted assets | 596,159,000 | 605,812,000 | 619,163,000 | 617,427,000 |