Call reports 2010
PENN SECURITY BANK AND TRUST COMPANY — 2010
What PENN SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 879,271,000 | 878,905,000 | 896,835,000 | 912,494,000 |
| Total loans | 604,815,000 | 609,736,000 | 620,553,000 | 615,105,000 |
| Allowance for loan losses | 6,500,000 | 6,500,000 | 6,500,000 | 6,500,000 |
| Securities available for sale | 147,028,000 | 146,148,000 | 156,013,000 | 172,312,000 |
| Securities held to maturity | 43,186,000 | 41,040,000 | 37,928,000 | 43,747,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 648,542,000 | 654,283,000 | 677,527,000 | 691,043,000 |
| Interest-bearing deposits | 539,003,000 | 546,066,000 | 563,765,000 | 577,641,000 |
| Noninterest-bearing deposits | 109,539,000 | 108,217,000 | 113,762,000 | 113,402,000 |
| Equity capital | 115,525,000 | 117,621,000 | 120,146,000 | 118,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 10,546,000 | 20,955,000 | 31,358,000 | 41,707,000 |
| Interest expense | 2,106,000 | 4,203,000 | 6,318,000 | 8,356,000 |
| Net interest income | 8,440,000 | 16,752,000 | 25,040,000 | 33,351,000 |
| Noninterest income | 2,709,000 | 5,291,000 | 8,681,000 | 11,595,000 |
| Noninterest expense | 7,033,000 | 13,836,000 | 21,034,000 | 28,436,000 |
| Provision for loan losses | 328,000 | 865,000 | 1,723,000 | 1,999,000 |
| Pretax income | 3,790,000 | 7,424,000 | 11,046,000 | 14,607,000 |
| Income tax | 816,000 | 1,654,000 | 2,486,000 | 3,194,000 |
| Net income | 2,974,000 | 5,770,000 | 8,560,000 | 11,413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,461,000 | 86,667,000 | 89,292,000 | 87,957,000 |
| Total capital | 93,961,000 | 93,167,000 | 95,792,000 | 94,457,000 |
| Risk-weighted assets | 567,607,000 | 581,873,000 | 595,025,000 | 599,967,000 |