Call reports 2001
PENN SECURITY BANK AND TRUST COMPANY — 2001
What PENN SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 475,821,000 | 477,408,000 | 483,248,000 | 482,189,000 |
| Total loans | 324,864,000 | 329,691,000 | 329,185,000 | 323,808,000 |
| Allowance for loan losses | 3,150,000 | 3,150,000 | 3,400,000 | 3,600,000 |
| Securities available for sale | 105,275,000 | 101,814,000 | 95,282,000 | 94,212,000 |
| Securities held to maturity | 19,942,000 | 19,497,000 | 32,472,000 | 32,118,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,890,000 | 384,881,000 | 397,150,000 | 406,538,000 |
| Interest-bearing deposits | 317,424,000 | 323,652,000 | 330,507,000 | 335,720,000 |
| Noninterest-bearing deposits | 58,466,000 | 61,229,000 | 66,643,000 | 70,818,000 |
| Equity capital | 51,333,000 | 51,767,000 | 54,771,000 | 54,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 8,134,000 | 16,279,000 | 24,373,000 | 31,855,000 |
| Interest expense | 3,673,000 | 7,024,000 | 9,997,000 | 12,524,000 |
| Net interest income | 4,461,000 | 9,255,000 | 14,376,000 | 19,331,000 |
| Noninterest income | 2,712,000 | 4,664,000 | 7,281,000 | 9,219,000 |
| Noninterest expense | 5,622,000 | 10,260,000 | 15,313,000 | 20,077,000 |
| Provision for loan losses | 150,000 | 441,000 | 725,000 | 953,000 |
| Pretax income | 1,369,000 | 3,186,000 | 5,593,000 | 7,494,000 |
| Income tax | 274,000 | 695,000 | 1,304,000 | 1,869,000 |
| Net income | 1,095,000 | 2,491,000 | 4,289,000 | 5,625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,410,000 | 50,269,000 | 51,529,000 | 51,792,000 |
| Total capital | 52,560,000 | 53,419,000 | 54,929,000 | 55,333,000 |
| Risk-weighted assets | 283,404,000 | 289,386,000 | 288,423,000 | 283,212,000 |