Call reports 2026
OREGON PACIFIC BANKING CO. DBA OREGON PACIFIC BANK — 2026
What OREGON PACIFIC BANKING CO. DBA OREGON PACIFIC BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 820,955,000 | 825,432,000 |
| Total loans | 598,656,000 | 609,720,000 |
| Allowance for loan losses | 8,028,000 | 8,048,000 |
| Securities available for sale | 145,679,000 | 141,523,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 718,714,000 | 723,765,000 |
| Interest-bearing deposits | 552,816,000 | 549,711,000 |
| Noninterest-bearing deposits | 165,898,000 | 174,054,000 |
| Equity capital | 87,113,000 | 87,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 10,424,000 | 20,958,000 |
| Interest expense | 2,246,000 | 4,410,000 |
| Net interest income | 8,178,000 | 16,548,000 |
| Noninterest income | 2,069,000 | 4,296,000 |
| Noninterest expense | 6,763,000 | 13,411,000 |
| Provision for loan losses | 37,000 | 37,000 |
| Pretax income | 3,417,000 | 7,366,000 |
| Income tax | 811,000 | 1,823,000 |
| Net income | 2,606,000 | 5,543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 91,689,000 | 91,847,000 |
| Total capital | 99,524,000 | 99,815,000 |
| Risk-weighted assets | 625,991,000 | 636,789,000 |